Gross McGinley LLP

  • About
  • Attorneys
      • Safa Ashrafi
      • Kara M. Beck
      • Michael J. Blum
      • Robert M. Campbell
      • Thomas A. Capehart
      • Victor F. Cavacini
      • Sarah Hart Charette
      • Samuel E. Cohen
      • Adrian K. Cousens
      • J. Jackson Eaton, III
      • Malcolm J. Gross 
      • John F. "Jack" Gross
      • Kimberly G. Krupka
      • Anne K. Manley
      • Paul A. McGinley
      • R. Nicholas Nanovic
      • Constance K. Nelson
      • Kellie L. Rahl-Heffner
      • H. Ross Ramaley
      • Patrick J. Reilly
      • Thomas E. Reilly, Jr.
      • Nicholas Sandercock
      • Graig M. Schultz
      • Stuart T. Shmookler
      • Loren L. Speziale
      • Howard S. Stevens
      • Allen I. Tullar
      • Jason A. Ulrich
      • Jennifer L. Weed
      •  
      • View All Attorneys
      • View All Paralegals
  • Practice Areas
      • Business Law
      • Criminal Defense
      • Divorce and Family Law
      • Elder Law
      • Employment Law
      • Insurance Defense
      • Intellectual Property
      • Internet Law
      • Litigation
      • Medical Malpractice Defense
      • Real Estate
      • Tax Law
      • Wills, Trusts, & Estates
      •  
  • Industries
      • Banking
      • Health Care
      • Media and Publishing
      • Municipal
      • Non-Profit
      •  
  • News
      • Gross McGinley Law Firm Donates $13,000 to Greater Lehigh Valley Nonprofits
        Dec 18th, 2020| Firm News
      • Gross McGinley Promotes Sarah Hart Charette and Kellie Rahl-Heffner to Partner Attorneys
        Dec 18th, 2020| Attorney News
      • Gross McGinley Launches Giving Back Tuesday 2020 Program
        Nov 19th, 2020| Firm News
  • Blog
      • Can I Get Pulled Over for Violating Coronavirus Travel Restrictions?
        Jan 8th, 2021
      • More Business Restrictions in PA Adversely Impact Small Businesses
        Dec 11th, 2020
      • How Does the CARES Act Incentivize Charitable Donations?
        Nov 25th, 2020
  • Careers
  • 610.820.5450
  • Contact Us
  • Make a Payment

Following CDC and state guidance, we are offering in-person and remote legal services to our clients. Please call us at 610.820.5450 for assistance with your legal needs or visit our COVID-19 page for insights on pandemic-related matters.

gross-headerimg-3
Gross McGinley LLP > Blog > Why Do I Need Title Insurance?
Blog Disclaimer

Blog Disclaimer

This Blog is intended for educational and informational purposes and intended to only provide you with a general understanding of the law, not to provide any legal advice, including on the subject of the Blog. Laws that may pertain to this Blog will vary by jurisdiction, and the information on this blog may not apply to you. The content within this Blog is not intended, and should not be construed, in any way to be legal advice and thus you should not rely on any information provided in the Blog as legal advice. You should consult with appropriate legal counsel concerning any issues for which legal advice may be needed. Your review or use of the Blog and the content therein is not intended to create, and does not constitute, an attorney-client relationship. Please contact us if you have any questions about a Blog or would like more information, but, by contacting us, no attorney-client relationship is formed between you and Gross McGinley, LLP, including the Blog author. Do not send any confidential information to Gross McGinley, LLP or the authors of the Blog without first speaking to one of our lawyers and receiving our permission to provide confidential information. Unsolicited confidential information sent to us may not be subject to an attorney-client privilege and may not be treated as confidential. This Blog is not published for advertising or solicitation purposes. Gross McGinley, LLP disclaims all liability to all persons for any claim, loss, liability or any damages that may arise in connection with the Blog and any content or information contained in the Blog. Even though we strive to create our Blog content based on our current understanding of the law, we cannot and do not guarantee that the content and information in the Blog is current, accurate, or complete. Gross McGinley, LLP owns the copyright in the Blog, which is protected by federal and state laws, including copyright laws. The Blog cannot be altered or modified in any way. A copy of the Blog may be used and printed only for personal, educational, informational and noncommercial purposes. The Blog cannot be used for any other purpose without the express permission of Gross McGinley, LLP.

Why Do I Need Title Insurance?

Written by: Stuart T. Shmookler on June 22, 2017 | Category: Blog | Tags: Real Estate Law

    Share

  • Facebook
  • Twitter
  • Google Plus
  • LinkedIn

Title insurance protects you from any attacks against your ownership rights to real estate. Because the law considers real estate unique – no two pieces are exactly alike in contrast to something like white, Subaru Legacies – special rules apply only to real estate.  Also, real estate, like your home, is likely the largest personal investment you will make. So to protect mortgage companies and for other reasons, a register of owners and claims against real estate property is filed for all to see.  To ensure that you  buy a house without any claims against it or you, public records are searched by a specialist known as a Title Searcher.

The title searcher issues a written report which the title agent uses to issue a Title Commitment which provides for conditions to be satisfied at settlement, also called closing. The title agent conducts closing by preparing the closing documents, collecting the purchase money from buyer and buyer’s lender, paying off any existing mortgages or other liens, and disbursing the balance to the seller. When complete, the title agent issues the title insurance policy to the buyer and buyer’s mortgage company.

In Pennsylvania, as in most states, title insurance is a regulated industry. Therefore, the one-time premium paid at closing is the same no matter which title agent you use. At Gross McGinley, our title agents are also experienced real estate lawyers so you receive the benefit of both. Our goal is to make your experience is as pleasant as possible while protecting your rights in your new purchase.


Attorney Stuart Shmookler is an experienced real estate attorney and title agent. For more information about our residential real estate and title insurance services, contact us at 610.820.5450.

News/Blog Archives

  • 2021
    • January 2021 (1)
  • 2020 • 2019 • 2018 • 2017 • 2016 • 2015 2014 • 2013 • 2012 • 2011 • 2010 • 2009 • 2008 2007 • 2006 • 2005 • 2004 • 2003 • 2000

Popular Tags

  • Community Involvement (221)
  • Litigation (127)
  • Employment Law (103)
  • Estate Planning & Administration (77)
  • Business Law (73)
  • COVID-19 (56)
  • Intellectual Property (51)
Wills, Trusts, & Estates

Spotlight: Wills, Trusts, & Estates

Wills and Estates Group

Gross McGinley’s Wills and Estates Group lawyers provide a mix of legal services to protect your family and help you plan for a secure future. Our attorneys are skilled and k… Read More

Sign up for Legal Updates

  • This field is for validation purposes and should be left unchanged.
  • Meet the Attorneys
  • Practice Areas
  • News & Blog
Next Previous
  • Graig M. Schultz view profile

  • Thomas A. Capehart view profile

  • Kimberly G. Krupka view profile

11 View All Attorneys
  • Tax Law

    Tax Law

    more info
  • Internet Law

    Internet Law

    more info
  • Divorce and Family Law

    Divorce and Family Law

    more info
5 View All Practice Areas
  • Can I Get Pulled Over for Violating Coronavirus Travel Restrictions?

    Can I Get Pulled Over for Violating Coronavir…

    continue reading
  • Gross McGinley Law Firm Donates $13,000 to Greater Lehigh Valley Nonprofits

    Gross McGinley Law Firm Donates $13,000 to Gr…

    continue reading
  • Gross McGinley Promotes Sarah Hart Charette and Kellie Rahl-Heffner to Partner Attorneys

    Gross McGinley Promotes Sarah Hart Charette a…

    continue reading
336 View Blog
  • Instagram
  • LinkedIn
  • Facebook
  • Twitter
  • YouTube
Super Lawyers Million Dollar Advocates NBLSC Board Certified Lawyers
Our Locations: Allentown • Easton • Lehighton
  • Allentown 33 S. Seventh Street, P.O. Box 4060
    Allentown, PA 18105-4060
    Telephone: (610) 820-5450
    Fax: (610) 820-6006
  • Easton 101 Larry Holmes Drive, Suite 202
    Easton, PA 18042
    Telephone: (610) 258-1506
    Fax: (610) 820-6006
  • Lehighton 415 Mahoning St.
    Suite A
    Lehighton, PA 18235
    Telephone: (610) 820-5450
    Fax: (610) 820-6006

Copyright © 2021 Gross McGinley LLP. All rights reserved. | Privacy Policy and Terms of Use Secure File Portal